2025 — ClearPath Financial
Real-time fraud detection system: £4.2M saved in year one
£4.2M in fraud prevented in year one. False positive rate reduced by 91%.
Source: projects.m3ca.com — verified 26 August 2026
-68%
cost per acquisition
99%
client satisfaction
How it went
01
The brief
A fintech lender was losing over £4M annually to fraud that their rule-based systems were failing to catch — with false positives also blocking legitimate transactions.
02
What we did
M3CA built a real-time ML fraud detection model trained on 3 years of transaction data. The model analyses 140 behavioural signals in under 80ms per transaction, with an adaptive learning loop that improves weekly. A risk dashboard gives the compliance team full audit trails for every flagged event.
03
What happened
£4.2M in fraud prevented in year one. False positive rate reduced by 91%.
2025 — ClearPath Financial
Real-time fraud detection system: £4.2M saved in year one
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